Will I go to jail if I don’t pay my medical bills?
No. Medical bills are civil debts and can be collected on by your health care provider. However, there is no such thing as a debtor’s prison. You will not go to jail for unpaid medical bills. Though, if a collection agency files a law suit against you and wins, a judgement will be placed against you. That is the worst of it. As per the law, you can’t be incarcerated for not paying your medical debt.
Will I Lose My Doctor If I File Bankruptcy on his Bill?
This is a question that many people worry about when filing Chapter 7 or Chapter 13 bankruptcy. Though there are laws in place that make it so hospitals and doctors can not refuse to give medical help to those who can not pay. However, your Doctor could choose not to see you again if you discharge the monies owed to him in a bankruptcy. More than likely this will not happen as both your doctor and the hospital will be happy to have you as a patient so long as your pay your bills going forward.
What Percentage of Bankruptcies are Because of Medical Debt?
If you are considering filing bankruptcy because of the cost of medical treatment or a medical condition has caused you to miss work. Know that you are not alone. A whopping 66.5% of all bankruptcy filings are tied to excessive medical debt. Additionally, it is the leading cause of bankruptcy filings in Nevada and throughout the United States.
Do a lot of People have Medical Debt or Is it Just Me?
It is not just you. One out of every 6 people in Nevada and throughout the United States have medical debt. Throughout the country there are many people who have at least one form of medical debt that shows up on their credit report. The medical debt adds up to over 80 Billion dollars nationwide.
Is There a Limit of How Much Medical Debt I Can Discharge in a Chapter 7 Bankruptcy?
There is no limit to the amount of debt that you can discharge in a Chapter 7 bankruptcy.